Spar Nord Bank A/S provides various banking products and services to retail and business customers in Denmark. The company offers deposits, loans, advances, mortgage loans, life annuities, and guarantee services, as well as custodianship accounts. It also provides trading services in the markets, shares and corporate bonds, interest and forex, asset management, and capital markets development. Additionally, it also offers insurances brokers and digital banking services. The company was founded in 1824 and is based in Aalborg, Denmark with additional offices across Denmark. As of May 20, 2025, Spar Nord Bank A/S operates as a subsidiary of Nykredit Realkredit A/S.