Younited Financial S.A. provides consumer credit services in France, Italy, Spain, and Portugal. The company offers credit and point-of-sale financing; open banking services; and credit protection insurance products, including life, disability, and unemployment insurance, as well as affinity insurance products. It also provides unsecured personal loans; budget advisory services; and solutions to retail and telco, and banks and fintechs. The company is based in Luxembourg, Luxembourg.